Refund & Cancellation Policy

Effective Date: August 18, 2026

Before publishing: Replace the bracketed placeholders below with the terms Black Horse Studio, Inc actually follows.

Scope

This policy applies to eligible photography, visual production, public relations research, public opinion polling, survey development, analysis, and related professional services. Specific terms may also be established in a quotation, proposal, booking confirmation, statement of work, or service agreement.

Cancellations

Clients seeking to cancel a booking or professional engagement should contact paige.black@npgculture.us and provide their name, company, project or booking number, scheduled service date, and reason for cancellation.

Required cancellation notice: [INSERT YOUR ACTUAL POLICY]

Refunds

Refund eligibility depends upon the applicable engagement, work already performed, resources committed, and terms accepted when the project was authorized.

Refund request period: [INSERT REAL NUMBER] days.
Actual refund conditions: [INSERT YOUR REAL CONDITIONS]

Deposits & Retainers

Deposit/retainer policy: [INSERT ACTUAL POLICY]

Completed Work

Fees attributable to completed photography, production, research, editing, consulting, or other professional work may be non-refundable to the extent permitted by law and the applicable agreement.

Third-Party Expenses

A project may require client-authorized expenditures for locations, rentals, contractors, models, equipment, travel, data, research participants, software, production services, or other third-party resources. Once such an authorized expense has been incurred or becomes non-cancellable, it may be non-refundable where permitted by law and the applicable agreement.

Rescheduling

Rescheduling policy: [INSERT ACTUAL POLICY]

Refund Processing

Approved refunds will be returned through an appropriate payment method. Financial institutions and payment providers may require additional processing time.

Contact

Black Horse Studio, Inc
2502 SE 15th Ct, Homestead, FL 33035
+1 (302) 497-9045
paige.black@npgculture.us